Personal Budget and Credit Planning

Budgeting Strategies and Credit Management Programs

Financial Peace of Mind

is available to everyone -

... but you must first commit to some simple principles:

  • Spend less than you make
  • Save a portion of your earnings for unexpected events
  • Practice self-control

There is intense competition for your money, and many people find it difficult to refrain from a "spend-first, earn money later" mentality. Once you are upside down in debt, there is little chance you will be able to right the boat without significant change - and humans don't do well with rapid change.

If you find yourself in a tough situation, be encouraged that there is a way out! But don't bother if you're not willing to fully commit to the three principles above. Even people with substantial wealth go bankrupt because of a lack of self control or deliberate planning.


Take our free online assessment to determine a strategy for your personal approach to financial freedom.


Use your assessment results to create a strategy for adapting to a new way of using your resources.

Credit Repair

Use professional services to minimize your debt load and hasten your journey to financial freedom.

We take a bottom-line approach to financial freedom. Our members consistently see improved financial stability and enhanced personal satisfaction.

- Todd Bowser CEO, The Agent Foundry.